Credit Relationship Manager

Chamberlain Career management
From £45,000 to £50,000 per annum Pension, healthcare, life cover and
30 Jul 2017
17 Aug 2017
Credit Risk Manager / Partner Overview This is a unique opportunity to join a small but fast growing organisation which provides additional working capital to established SME businesses with a turnover up to £200m PA. The role holder will be an integral part of the management team and will be primarily responsible for the performance of the lending portfolio. In addition, the role holder has the opportunity to influence the Credit related policies and processes and contribute to the wider strategic development of the organisation. Duties and Tasks Manage a portfolio of SME clients from a risk management perspective Undertake client meetings to assess suitability of client for working capital facilities Analyse credit data and financial statements to determine the degree of risk involved in extending credit or lending money to a client Generate risk rating outputs using standard templates, and to evaluate customers' financial status Prepare credit applications and submit to sanctioning authority for approval Liaise with trade insurance providers and ensure that the portfolio is conducted in line with the requirements of the underlying insurance policy Evaluate customer records on an ongoing basis, and review client files to identify and manage accounts showing signs of distress Continually assess the clients ongoing creditworthiness Complete and maintain credit related paperwork, including KYC and AML Contribute towards the strategic development of the business, and in particular the Credit Management function Contribute towards the wider management of the business Knowledge and Experience Economics and Accounting: Knowledge of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data Administration and Management: Knowledge of business and management principles involved in strategic planning, resource allocation, human resources modelling, leadership technique, production methods, and coordination of people and resources Customer and Personal Service: Knowledge of principles and processes for providing good customer service. This includes relationship management techniques, customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction Clerical: Knowledge of administrative and clerical procedures and systems such as word processing, managing files and records, designing forms, and other office procedures and terminology Experience in a Credit Risk Management environment – ideally in a commercial or corporate bank / lender or working capital / trade / invoice finance team / business Previous proven experience in a relationship management role (preferred) This is a work from home peripatetic position where discipline and motivation is required and all the necessary remote technology is therefore supplied How You Will Be Rewarded · This is an opportunity to be part of the new wave of alternative lending but in an already established and stable business · You will receive a base salary of up to £50k PA plus pension, healthcare, life cover and other benefits · With the business planning to double the number of employees in 2017 career opportunities will be there for the taking for the right people This job was originally posted as